Information from this calculator is made available to you for information only and is for your personal use. The figures DO NOT include taxes and insurance since those are variable depending on location, type of construction, type of coverage, homestead exemption if applicable, and many other factors.  If down payment is less than 20%, PMI (Private Mortgage Insurance) will also be calculated.  Depending on your lending institution, PMI may not be required .

You are encouraged to fill in taxes and insurance if you have an approximate value. If you do fill these in, the calculator will figure those values into the total payment figures. Just remember where the values came from and consider the accuracy based on that.

Accuracy is not guaranteed and may differ based on state laws, user input, rounding, and various other factors. We encourage you to seek professional advice regarding any personal finance issues.